UAG
UAG consultancy office
PRACTICAL INFORMATION

Frequently asked questions: insurance, pensions and financing

The first answers to your questions about our insurance, pension and financing services.

Which clients does UAG & Associés support?

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We advise individuals, self-employed people, SMEs, large companies and family offices, mainly in French-speaking Switzerland.

Why use an independent intermediary?

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Our role is to analyze your needs, compare the available solutions and negotiate with several insurance companies or financial institutions.

What insurance do you offer to individuals?

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We support you to protect your home, your vehicles, your valuables, your real estate, your income, your family and your pension.

What coverage concerns businesses?

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We work in particular for inventory, loss of earnings, accidents, professional insurance, civil liability, directors' liability and transport.

Can you compare several mortgage financings?

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Yes. We prepare your file and consult our network of banks and insurance companies to compare rates, conditions, amortization and guarantees.

What is the difference between pillar 3a and pillar 3b?

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Pillar 3a is a linked pension plan with tax advantages and legal withdrawal conditions. Pillar 3b is a free pension plan, generally more flexible. The choice depends on your situation.

Do you support business creation?

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Yes. We help you identify the necessary insurance, financing needs and useful partners, including trustees, notaries and banks.

How to request an initial analysis?

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You can call us at +41 22 839 32 46 or write to info@uagassocies.ch. The initial consultation is personal, free and without obligation.